02 April 2005
AIM ACCEED Conference Center
Benavidez cor. Trasierra Sts., Legaspi Village
Makati City, Philippines
Registration Fee: P2,500.00 inclusive of snacks, lunch and seminar kit.
Program Description:
"Pwede Na! The Complete Pinoy Seminar on Personal Finance" is a comprehensive wealth bilding
seminar which demystifies the art of personal finance for Filipinos. From pre-need plans to credit
cards, from bonds to the stock market, the seminar is a clear source of information for young
urban professionals, entrepreneurs, overseas Filipino workers, housewives, or simply anyone who
wants to get a handle on their financial future in a Philippine setting.
Are you living payday to payday, never quite moving forward, weighed down by credit credit debt,
and just barely getting by? Stop surviving from payday to payday and take control of your money!
This financial planning seminar will put you in the right path. Not a pyramid
investment scam. Not a quick guide to making a fast buck and just as quickly losing it. But a solid
guide to the principles of personal finance as applied to
the Philippine situation.
Learn from the author of the highly successful book ---
how to boost your savings
the smarter use of debt
the basics of investing
the layman's guide to financial security
What people are saying about the book, "Pwede Na! The Complete Pinoy Guide to Personal Finance":
'A book on personal finance is so timely during the present economic difficulties. Pwede Na's
practical, step-by-step, and easily understandable approach renders it so useful for our kababayans.
I am happy that a book publisher has supported a personal finance book by Filipinos for Filipinos."'
- Senator Manuel "Mr. Palengke" Roxas II
About the Author and Resource Speaker:
For the pass twenty years, Efren LL. Cruz has been involved in various
aspects of fund management, the last nine years of which have been in the
mutual fund industry. He was, at one time, appointed Vice President of the
First Philippine Fund, a close-end country fund listed on the New York Stock
Exchange. He regularly conducts personal financial planning seminars for his
mutual fund clients.
'One of the better guides to achieving financial security.'-- Mitzi de Dios, Director for Sales, CLSA
Securities.
'Very digestible. It's very easy to get absorbed in this book because you can take it in bits and
pieces. For young readers and those who are very busy, this book is a great tool for taking care
of your financial future. -- Vincent Lazatin, Fund Manager, MFMCP
'It's about time that a book on personal financial planning in the Philippine setting is written, and
in a style that makes it appealing to a wide readership spectrum. It makes personal financial
planning delectable to those who otherwise find the subject of finance unappetizing. A must-read
for all employees, professionals and businessmen. I will require it as a basic reading in all my
finance courses.'-- Raul Ruiz, Consultant-Head of Research, DBP-Daiwa Securities SMBC Phils. Inc.,
MBA Professor of Economics and Finance
